Terms and Conditions
Effective Date: January 1st, 2010

Introduction
Welcome to Ever and Green Federal Credit Union ("we," "us," "our"). By accessing and using our services, you agree to comply with the following Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms
By using our website, mobile applications, or financial services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, please refrain from using our services.

2. Eligibility
To use our services, you must be at least 18 years old or meet the legal age requirement in your jurisdiction. By using our services, you confirm that you meet these eligibility criteria.

3. Account Registration and Security

  • You agree to provide accurate and up-to-date information when creating an account.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • Any activity conducted through your account is your responsibility.

4. Use of Services
You agree to use our services in compliance with applicable laws and regulations. You may not:

  • Engage in fraudulent or illegal activities.
  • Use our services for unauthorized or unethical purposes.
  • Interfere with or disrupt our systems, networks, or operations.

5. Fees and Transactions

  • Certain services may require payment of fees, which will be disclosed before any transaction.
  • You authorize us to process transactions on your behalf based on your account settings and service agreements.
  • We reserve the right to refuse or cancel transactions that violate these Terms and Conditions.

6. Privacy and Data Security
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.

7. Third-Party Services and Links
Our website and applications may contain links to third-party websites. We are not responsible for their content or practices. Your interactions with third-party services are solely at your own risk.

8. Termination of Services
We reserve the right to suspend or terminate your access to our services at our discretion, including for violations of these Terms and Conditions.

9. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our liability is limited to the extent permitted by law.

10. Changes to Terms and Conditions
We may update these Terms and Conditions periodically. Any changes will be effective upon posting on our website. Continued use of our services after changes means you accept the updated Terms.

11. Contact Us
For questions or concerns regarding these Terms and Conditions, please contact us:

Ever and Green Federal Credit Union
Phone: +16465425071
Email: info@evegrecun.com
Website: www.evegrecun.com

Thank you for choosing Ever and Green Federal Credit Union. Your compliance with these Terms and Conditions ensures a secure and reliable banking experience.